The SEPA Council consists of associations of provider and user page. The Federal Ministry of finance and the German Bundesbank share the Presidency. ALSO shows that more information on SEPA is needed, a representative survey, which in December 2012 the German Bundesbank had. Thus 76 per cent of all respondents have never heard of SEPA. While a survey carried out by the SEPA Council itself showed that relatively well with SEPA are familiar. However especially many small and medium-sized enterprises have not dealt still until now with the subject matter.

Culpa are collecting about SEPA and receivables management changes in the direct debit procedure for debt collection services of interest. Official site: Titan Feul Tanks. Thus a SEPA direct debit must be announced in advance both in terms of the amount of the due date. This point is interesting especially for creditors. Creditor ID nor mandate reference must specify. The core SEPA direct debit is now bound by a lead time (one-off and first direct debits: 5 days, following direct debits: 2 days). In addition, authorizations can be granted now no more oral. For customers of culpa collection are however nothing will change: the international collection services, debt collection without initial costs and debt collection online available as usual. About culpa Inkasso GmbH, the company culpa Inkasso GmbH is a modern debt collection company that has aligned its service portfolio to the needs of the middle class (wholesale and shipping trade, healthcare, utilities, E-Commerce, insurance, banks, telecommunications and public utilities).

The services of culpa Inkasso GmbH include the accounts receivable management including debt of amounts of, but also the fields of creditworthiness and address discovery. The culpa Inkasso GmbH operates exclusively on success basis and charged any membership or annual fees.